Cosmetic Loans

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Apply now for Cosmetic Loans

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Subject to lending criteria and suitability checks.
Terms and fees apply.

Need a Quick Cash loan?

Flexible Cosmetic Loans: Get the Essentials You Need

Cosmetic surgery is an increasingly popular medical operation in Australia. More people are becoming more open to the idea of enhancing their appearance through cosmetic surgery. It is no longer uncommon to hear of people going for lip fillers, botox injections, or even breast augmentation. Nonetheless, most cosmetic surgeries are usually not covered by insurance, which makes them expensive. But we have a solution for you. We offer cosmetic loans that allow you to redefine the beauty that already exists through cosmetic surgery.

Subject to lending criteria and suitability checks. Terms and fees apply. Loans between $200 and $5,000.Payment made within 1 hour for contracts approved and accepted by 2pm AEST on business days. Subject to your Financial Institution.

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

HOW IT WORKS

The first step is to complete the easy online application. There aren’t as many steps as you think! Plus it’s automated to supply your information. With your permission of course!
The second step is automated through our intelligent software that can give you a decision in a mere matter of minutes! We think that’s pretty fast!
The third and final step could see your loan, sitting in your bank account, ready to use. Now that’s a simple process!

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Here are some of the cosmetic treatments you can pay for with your Cosmetic Loan:
Lip fillers, Nose job, Botox injections, Non-surgical rhinoplasty, Laser resurfacing, Neck lift, Cheek fillers, Eyebrow lift, Threading facelift, Dysport, Lip augmentation, 
Breast augmentation, Bunny lines Treatment, Liposuction, Liquid facelift

Subject to lending criteria and suitability checks.
Terms and fees apply.

Contact Us

if you have any question please don’t hesitate to contact us

    FEE & CHARGES

    Fees and charges are made crystal clear so you’re always Ready in a Flash!

    Mini Flash Loan Fee

    (If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply

    Loan Fees And Charge

    Establishment Fee Payable once off per loan 20% of principal
    Monthly Loan Fee Where there is an outstanding debt balance, charged per month of part thereof 4% of principal per month

    Fees that may apply

    Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable $20.00
    Default Fee Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default $5.00
    Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs $20.00

    Super Flash Loan Fees

    (If the principal amount you borrow in between $2,001 and $5,000) You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply

    Loan Fees And Charge

    Establishment Fee Payable once off per loan $400.00
    Interest Rate This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan 47.6185% p.a.
    Comparison rate* 65.6597% p.a.

    Fees that may apply

    Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost $20.00
    Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs $20.00

    Warning about borrowing

    Do you really need a loan today?

    It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
    The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
    * This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
    Subject to lending criteria and suitability checks.
    Terms and fees apply.
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